As digital finance becomes more widespread, Cash App by Block, Inc. continues to be a popular option for sending, receiving, and withdrawing money. Many users often wonder, "What is the maximum cash you can withdraw from an ATM using Cash App?" The answer involves understanding Cash App ATM withdrawal limits, how to increase them, and how Cash App functions compared to traditional bank accounts.
Cash App ATM Withdrawal Limit: The Basics
Cash App allows users to withdraw money from ATMs using the Cash Card, a customizable debit card linked directly to the user’s Cash App balance. However, there are strict limits set in place to control the amount of money one can withdraw.
Standard ATM Withdrawal Limits on Cash App
As of 2025, the standard Cash App ATM withdrawal limits are as follows:
- $310 per transaction
- $1,000 in a 24-hour period
- $1,000 in a 7-day rolling period
These limits apply to unverified accounts or accounts without Cash App Boosts or direct deposit benefits. The system is designed to maintain security, prevent fraud, and manage liquidity.
How to Increase Cash App ATM Withdrawal Limits?
To get higher limits, users need to complete identity verification on the platform. Here's how:
1. Verify Your Identity
Cash App will ask for:
- Your full legal name
- The last four digits of your SSN
- Date of birth
Once verified, you can enjoy expanded limits for not only withdrawals but also sending and receiving money.
2. Set Up Direct Deposit
If you receive payroll or government benefits via direct deposit to your Cash App account, you unlock Cash App’s "Boost" features, which can sometimes include increased ATM withdrawal limits and Cash Card rewards.
How to Withdraw Cash from an ATM Using Cash App?
To make an ATM withdrawal, you must:
- Activate your Cash Card in the app.
- Insert the Cash Card into any ATM that accepts Visa.
- Enter your Cash Card PIN.
- Choose the withdrawal amount (not exceeding your limits).
- Confirm the transaction and collect your cash.
Important Note: Cash App charges a $2.50 fee for each ATM withdrawal. The ATM provider may also charge additional fees.
How to Avoid ATM Withdrawal Fees?
If you want to avoid Cash App ATM withdrawal fees, enroll in direct deposit with at least $300 per month. When this is done, Cash App reimburses ATM fees (up to 3 withdrawals per 31-day period and up to $7 in fees per withdrawal).
Alternative Ways to Access Your Cash App Funds
While ATMs are convenient, Cash App offers other ways to access your money:
1. Cash Back at Stores
Use your Cash Card for a debit purchase at a store and request cash back. This bypasses ATM fees entirely and still lets you access physical cash.
2. Transfer to Bank Account
Link a bank account to your Cash App and initiate a standard or instant transfer. Although this won't give you immediate cash like an ATM, it may help if you're managing large amounts of money.
Cash App Daily and Weekly Limits: Beyond ATM Withdrawals
Beyond just ATM withdrawals, Cash App has other transaction limits worth noting:
- Cash App Sending Limit (unverified): $250 per week
- Cash App Sending Limit (verified): Up to $7,500 per week
- Cash App Receiving Limit: Unlimited once verified
Understanding these numbers is critical, especially when trying to manage your cash flow or business transactions through Cash App.
Can You Withdraw $1,000 at Once from a Cash App ATM?
No, not in a single transaction. Because of the $310 per-transaction limit, you must split your withdrawal into multiple transactions. You can withdraw $1,000 within 24 hours, but this will require multiple ATM visits or withdrawals within that timeframe.
For instance:-
- First withdrawal: $310
- Second withdrawal: $310
- Third withdrawal: $310
- Fourth withdrawal: $70 (to complete $1,000 limit)
However, keep in mind ATM networks may have their own per-transaction limits or daily caps, which may affect your total withdrawal.
How to Track Your Cash App ATM Usage and Limits?
Inside the Cash App interface, you can monitor your limits by navigating to:
- Profile icon > Limits
- Check your ATM, sending, and receiving limits as well as your remaining daily/weekly balance.
This is especially helpful when you’re planning large withdrawals or budgeting over multiple days.
What to Do if You Hit Your ATM Limit?
If you've reached your daily or weekly limit:
- Wait for the 24-hour or 7-day window to reset.
- Use alternative withdrawal methods such as:
- Cash back at retail locations
- Transfer funds to a linked bank account
- Use your Cash Card for purchases instead of cash
Security Considerations When Withdrawing Cash
Always stay cautious when withdrawing large sums of money:
- Use well-lit ATMs in secure areas.
- Cover your PIN when entering it.
- Avoid visiting ATMs alone at night.
- Monitor your Cash App transaction history regularly.
Cash App provides real-time notifications to help detect unauthorized withdrawals quickly.
ATM Withdrawal Troubleshooting
Common Issues:
- Card declined despite having sufficient balance
- ATM out of service
- Exceeded limit warning
- Wrong PIN entered
Solutions:
- Check if your Cash Card is active
- Verify you haven’t exceeded the ATM limit
- Use a different ATM provider
- Double-check your PIN settings inside Cash App
If the problem persists, reach out to Cash App support through the app under Support > Something Else > Cash Card > ATM issues.
Cash App may offer less flexibility, but it's suitable for digital-first users who prefer minimal bank interactions.
Final Thoughts: Managing Cash App ATM Withdrawals Wisely
Understanding the Cash App ATM withdrawal limits empowers users to plan smarter, avoid fees, and access their money conveniently. Whether you're making frequent small withdrawals or trying to access the maximum amount possible, knowing how Cash App works is crucial.
